Can I get SSDI if I don’t have a work history in South Carolina?

By Hogan Smith

Updated 12/08/2025


Can I get SSDI if I don’t have a work history in South Carolina? In South Carolina, Social Security Disability Insurance (SSDI) generally requires a sufficient work history to qualify. Without enough work credits, it can be challenging to receive SSDI benefits. However, there may be exceptions or alternative programs like Supplemental Security Income (SSI) for those lacking a work history. Understanding the eligibility criteria in South Carolina is crucial for applying successfully.

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Work History Requirement for SSDI

To qualify for SSDI in South Carolina, you must have:

  • Earned enough work credits from paying Social Security taxes.
  • Credits based on your age at disability onset.
  • Usually, about 20 credits in the last 10 years are necessary for adults.
What If You Lack Work History?

If you don’t have sufficient credits:

  • You typically won’t qualify for SSDI benefits.
  • May be eligible for SSI benefits, a needs-based program.
  • Other dependent benefits might apply if you qualify as a dependent or widow(er).
Exceptions and Special Circumstances

Some exceptions include:

  • Blind individuals may qualify with fewer credits.
  • Workers with disabilities starting before age 22 may use parents’ work history.
  • Military service can sometimes count toward work credits.
Alternative Support Options

Without SSDI eligibility you may:

  • Apply for SSI, which requires financial need but no work credits.
  • Seek state-level disability assistance in South Carolina.
  • Explore other benefits or support programs based on your situation.
Importance of Professional Guidance

Getting help can:

  • Clarify eligibility based on your exact work and medical history.
  • Identify all possible benefits you may qualify for in South Carolina.
  • Assist with applications and appeals to improve benefit chances.

How Hogan Smith Can Help

At Hogan Smith, we help South Carolina residents without a work history by:

  • Explaining the difference between SSDI and SSI eligibility and which benefits fit your needs.
  • Reviewing your work and medical records to determine if any exceptions apply for qualifying work credits.
  • Guiding you through alternative application processes to access disability benefits.
  • Advocating on your behalf when communicating with the Social Security Administration (SSA).

Contact Hogan Smith Today

If you’re unsure whether you qualify for SSDI without a work history in South Carolina, contact Hogan Smith today for a free consultation. Our knowledgeable team will evaluate your situation and help you explore the best options to secure the disability benefits you need.


Further Reading

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Updated February 10, 2025

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Updated February 10, 2025

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Updated February 10, 2025

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